Hawala Raises $3MRead More →

One account. Spend globally.

Hold US dollars and euros in one account. Get paid by clients abroad, send to family in minutes, spend worldwide with your card. No hidden fees.

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Payment Received+$1,200 from Toptal
Platinum
  • Licensed and regulated

    Money transmission by Noah US, NMLS #2696057

  • Backed by Visa

    Card issued by Rain under license from Visa

  • Held with audited partners

    Your balance stays with regulated, audited partners

Why Hawala

Everything your money needs to go global.

A dollar and euro account, a Visa card, and money home in minutes. Built to work where you live.

  1. An account that's actually yours

    Real US and EU account details, opened from your phone in minutes. No branch, no SSN, no residency required.

  2. Built for where you live

    Hawala works in the places other apps skip, so your money never gets stuck in between.

  3. You keep what you earn

    Clear rates and no hidden fees. What you see is what lands, every time.

  4. Money that moves now

    Get paid, spend, or send home in minutes, not days.

It's your money. Now it moves like it.

Get paid abroad. Use it anywhere.

Hold dollars and euros from your clients, and put them to work at home or on the go. No hidden fees.

Get paid in dollars and euros

Get paid like a local by clients and platforms worldwide, straight to your account.

  • Your own US dollar and euro account details
  • Money lands ready to spend or send

Spend anywhere with your card

A virtual card the moment you join, and a physical one too. Use it anywhere Visa is accepted, online and in store.

  • Add it to Apple Pay and Google Pay
  • 1.5% back on eligible purchases
Learn more about the card

Cash out in your local currency

Turn your dollars and euros into your own local currency, whenever you need them.

  • Withdraw straight to your local bank
  • Send home to family, in minutes
Check out our exchange rates

One account for everything you do with your money

A person working by a sunlit café window

Receive dollars and euros

Get paid by clients and platforms worldwide, straight to your account. Hold both and switch between them whenever you need.

Platinum

Spend with your Visa card

Tap to pay online and in store. Add it to Apple Pay or Google Pay.

A vast desert at sunset

Send money anywhere

Send to family, to another Hawala account, or to a local bank. A few taps and it’s on its way. No hidden fees.

A person walking home down a warm local street

Withdraw to your local bank

Cash out to your bank account in your country, fast and with no hidden fees.

How it works

Up and running in minutes

  • Step 01

    Download the app

    Get Hawala free from the App Store or Google Play. It takes a minute on any phone.

  • Step 02

    Create your account

    Sign up with your number and verify your identity from home. No branch, no paperwork.

    Verified in minutes

  • Step 03

    Get paid in dollars and euros

    Share your own account details and money lands fast, ready the moment it arrives.

    Arrives in minutes

  • Step 04

    Spend it or withdraw

    Pay with your card anywhere Visa is accepted, send money home, or withdraw in your local currency.

    1.5% back on eligible purchases

Frequently asked questions

Don't see the answer you're looking for?
Get in touch.

  • Hawala gives you a USD and EUR account and a global Visa card. Get paid from anywhere, add money, spend online or in store, and send money home in minutes. No hidden fees.

  • Anyone whose money crosses borders. Freelancers getting paid from abroad, families sending money home, and anyone who spends in more than one currency.

  • A USD (and EUR) account with real account details, plus a Hawala Visa card that works online and in-store, worldwide.

  • Your balance is held as fully backed dollar stablecoins with regulated, audited partners, and your card runs on Visa's global security and fraud protection.

  • Download the app and open your free account in minutes. If Hawala hasn't launched in your country yet, join the list and we'll let you in the moment it goes live.

  • Anywhere Visa is accepted, online and in store, locally or in 170+ countries around the world.